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Medicaid planning trend: home- and community-based services

Nov 29, 2022 | Long-Term Care Planning

Medicaid planning on the Space Coast can help ensure adequate medical care for yourself or a loved one down the road. To properly plan, you should have an idea of the type of care desired.

Recently, there has been an increase in demand for home- and community-based services. Examine some benefits and drawbacks of this type of care to decide if it is right for you or someone you love.

What are home- and community-based services?

Home- and community-based services provide in-home assistance with healthcare and everyday living activities. HCBS care may allow you or your loved one to stay home instead of moving to an assisted living facility. HCBS services often include home health care, personal care assistance, caregiver training and hospice care.

Benefits of HCBS

Home- and community-based services may serve as an ideal alternative for care. Consider these benefits of HCBS.

  • Costs less than residential care
  • The patient remains comfortably at home
  • More independence and control over care
  • Increased one-on-one attention from caregivers
  • Family can act as caregivers

Drawbacks of HCBS

After reading about the benefits of HCBS, you may feel that it is the best option. However, consider these potential drawbacks before making a decision.

  • Could require expensive home modifications to remain at home
  • Fewer opportunities for socialization
  • Higher possibility of caregiver burnout
  • There may be an HCBS waitlist in place

There are many benefits and drawbacks of HCBS. Discuss them with your family circle as you work on Medicaid planning to prepare the way for future care.